Our Services
Debt Management
- If you have relatively low debts but struggle to meet your repayments.
Debt Consolidation - Our team can
explain the debt consolidation choices available to you.
Debt Advice - We offer
confidential debt advice and help on all debt solutions.
IVA Advice - An alternative to Bankruptcy if you have a significant amount of debt.
Trust Deed - Available to those living in Scotland.
Bankruptcy - Considered only if all other debt management & IVA options are exhausted.

Debt management by Been Refused Finance
Been Refused Finance are specialists in Debt Management, IVA and Bankruptcy arrangements. There are many financial products available to get yourself out of debt, our team of experts at Been Refused Finance can help you select the right solution to lift the heavy burden from your shoulders.
Debt management
For people with reletavely small debt problems and are struggling to keep up with repayments. Been Refused Finance can help so you can:
- Stop or reduce interest and charges on your debt.
- Make one lower repayment each month.
- Put an end to endless letters and phone calls chasing for money.
Debt consolidation
For people with large amount of debt problems and are being threatened with legal action, and or monthly out goings higher than their wage.
- Consolidate credit card debts and all other debts into one smaller monthly repayment.
- Stop Creditors chasing you and stop those red letters coming through the letter box.
