Our Services
Debt Management   - If you have relatively low debts but struggle to meet your repayments.
Debt Consolidation   - Our team can explain the debt consolidation choices available to you.
Debt Advice   - We offer confidential debt advice and help on all debt solutions.
IVA Advice   - An alternative to Bankruptcy if you have a significant amount of debt.
Trust Deed   - Available to those living in Scotland.
Bankruptcy   - Considered only if all other debt management & IVA options are exhausted.



Feeling the weight of debt problems on your shoulders?


Been Refused Finance can provide debt advice throughout the UK giving you peace of mind. It's easy to hide those reminders and red letters threatening to take legal action but if you have someone who can explain your current circumstances in plain English without any fancy gargon, we can help you plan the next steps to reduce debt and ulimately eliminate your debt.


Are you hiding your debts?


Many people hide their debts from themselves including friends and family, not opening statements and ignoring the phone. If this sounds familiar then it's time to face your debt problems and get on the road to recovery. You can only sort your debts out if you know the scale of them. It may feel better not to know, but in the real world it makes things worse.


Are your debts causing depression/relationship problems?


Debt problems can hit your relationship and your personal wellbeing. Don't let the feeling of depression continue, complete the form and one of our advisors will give you a FREE callback. Yes, we'll pay for the phone call.


Debt help whatever your circumstances


If you've been refused finance, have creditors chasing, or mounting bills, you can get debt help. If your outgoings are higher than your income, it can feel like your debt is spiralling out of control. Debt help can stop rising debt, lower your monthly outgoings, and help you regain control.


How our clients have solved their debt problems


Thousands of people have already solved their financial problems with help from our team of financial experts. From people whose loans grew after university to those breaking with their partner, to home owners who've spent too much to business people feeling the credit crunch, debt advice is only a few clicks away.
















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