Our Services
Debt Management
- If you have relatively low debts but struggle to meet your repayments.
Debt Consolidation - Our team can
explain the debt consolidation choices available to you.
Debt Advice - We offer
confidential debt advice and help on all debt solutions.
IVA Advice - An alternative to Bankruptcy if you have a significant amount of debt.
Trust Deed - Available to those living in Scotland.
Bankruptcy - Considered only if all other debt management & IVA options are exhausted.

Privacy Statement
The BeenRefusedFinance.co.uk Privacy Statement explains BeenRefusedFinance.co.uk’s data processing practices.
If you would like to make a request about the personal information or this policy, please feel free to contact our Privacy Officer by completing the enquiry form.
Personal information is collected from you via online application forms and every time you e-mail us with your details.
Information is also collected automatically when you visit our site including browsing patterns and demographic data which is collected via cookes and session file information.
We use personal information collected via BeenRefusedFinance.co.uk to:
- Process your application
- Provide you with an efficient and personal service and information on the services and products offered
- Conduct market research and run promotions and competitions
- Allow us and our partners to send you details of special offers and promotions , via e-mail, telephone, SMS and post
We currently only keep "sensitive data", as defined by the Data Protection Act 1998, for the explicit purpose of processing loan applications.
We regularly monitor and record telephone calls for training purposes and to help improve our quality of customer service.
If you believe that we have data about you that is incorrect, please complete the enquiry form so that we can either correct it or remove it from our system.
SMS, Wireless and Other Mobile Offerings
Some of the services that we provide will result in sending an SMS, wireless or other mobile offering to your mobile phone. These should be obvious in the context of the offering at the time you sign up. By signing up, you are agreeing to receive these mobile offerings. You understand that your wireless carrier's standard rates apply to these messages. To unsubscribe or discontinue SMS messages, send "STOP", "END", "QUIT" to the SMS text message you have received. This process impacts only the future delivery of the particular SMS message offering, so you must send that message for each offering. This will not affect offerings sent on behalf of third parties.
Use of cookies and session files
We use "cookies" to identify who visits the BeenRefusedFinance.co.uk site and to build up an overview of regular visitors.
Cookies are information sent to a web browser which enabling the server to collect information from the browser allowing our visitors to be presented with a personalised version of BeenRefusedFinance.co.uk.
If would prefer not to use cookies when you visit this site please alter your Internet browser cookie settings using your computer's help function.
We use session files to review our visitor’s browsing patterns to identify areas of beenrefusedfinance.co.uk that have been of interest.
This allows us to enhance our site for our visitors, to develop our service and relationships and to audit the usage of the site.
Your control over the use of your personal data
You have choice and control over your information. If you wish to make an enquiry on data held by us or would like to opt-out of receiving future information, please complete the enquiry form.
Please note: We are not responsible for the content of any sites that beenrefusedfinance.co.uk links to or their data policies and procedures.
Data Protection BeenRefusedFinance is wholly owned by Reactiv Media Ltd, which is registered under the 1998 Data Protection Act, ref Z9925490. Registered in England and Wales. Registered Address: The Savage Centre, Eastgate, Elland, West Yorkshire. HX5 9DQ. Company Registered Nunber 6252030.
